Finance
Financing for Investors and Home Buyers
Please contact our network of real estate professionals. They are there to help you finance your real estate projects.
Gil Mora – Bank of America
Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Bank of America Mortgage Loan Officer, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get you the right loan.
Professional Experience: Welcome to Bank of America Home Loans, my name is Gil Mora. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.
During my years of experience in the mortgage industry, I have shared my expertise to personally assist numerous families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers and a great deal of experience in:
• Affordable mortgage lending. Contact me today and let’s get started on achieving your home financing goals. Bank of America — Trusted Lender Here’s why:
• We have tremendous financial strength as one of the largest companies in the world.
• Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers.
• We service our own loans to ensure you have a positive experience for the life of your mortgage.
• We have served the needs of over 59 million US households (1 out of every 2 US households)
Gil Mora
Senior Mortgage Loan Officer
225 Bush St Suite 130 San Francisco, CA 94104
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Office: (415) 834-3423
Mobile: (415) 710-5045
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Mary Apprill – Wells Fargo
Mary Apprill joined Wells Fargo as a Mortgage Consultant in 2005. Since she came on board, she has established and maintained a top producer status by routinely exceeding the expectations of her clients, providing them with the most honest, friendly and excellent service. Through her hard work she has earned her such accolades as the Wells Fargo Leader’s Club award year after year.
During the past few years Mary has built a top-notch team that has originated countless quality loans before, during and since the sub-prime meltdown. She specializes in many deals that are difficult to structure such as FHA loans in condo’s, and helping many first time buyers into the market as well as funding many multi-million dollar home loans. In addition to both her client and realtor referrals, she also has been the preferred lender on many high profile new construction projects in San Francisco.
Mary Apprill
Home Mortgage Consultant
Wells Fargo Home Mortgage
MAC A0166-011
410 Townsend St. First Floor
San Francisco, CA 94107
415.247.1265 Tel
415.710.6647 Cell
866.535.6955 Fax
mary.apprill@wellsfargo.com
http://www.maryapprill.com
Rebeca Patino – Borel Private Bank & Trust Company
Rebeca Patino is a Vice President and Commercial Lending Officer at the Burlingame Office of Borel Private Bank & Trust Company. She joined Borel in 2008 bringing over 20 years of commercial lending experience focusing on commercial real estate lending, real estate financing, land acquisitions and development. Rebeca is committed to providing a high level of customer service to all of her clients. Combining clients’ needs with traditional banking practices are at the forefront of her principles and always create a positive end result.
Rebeca holds a Bachelor in International Business Management from San Francisco State University. A resident of Burlingame for over 29 years, Rebeca is active in her community and currently serves as a member of the Family Loan Program – Ways to Work Loan Committee.
Rebeca Patino
Vice President, Commercial Loan Officer
Borel Private Bank & Trust Company
1440 Chapin Avenue, Suite 101 | Burlingame, CA 94010
t 650.375.6025
f 650.342.3411
e rebecap@borel.com
Julian Hebron – Residential Pacific Mortgage
Julian Hebron, is a Certified Mortgage Planning Specialist (CMPS) with 13 years of experience in finance. He’s currently in his eighth year with RPM Mortgage, the largest private mortgage bank in the Bay Area, as a mortgage consultant and branch manager. Before that he was Director of Marketing for UBS Global Asset Management (formerly Brinson Partners), one of the world’s largest money managers.
Julian is experienced in all intricacies and property types in the San Francisco real estate market, and works seamlessly with Suzanne as a client consulting team. From formulating your property investment strategy to executing your transactions on time with best terms, Julian is there at every step as your long-term partner.
Julian is also editor of The Basis Point®, a daily blog about markets, housing and investing. Julian received a BA in Communications from San Diego State University. His CMPS credential requires annual curriculum and examinations on real estate investment strategy, family lifecycle planning, taxation, market analysis, and regulation.
Please visit Julian’s RPM website to apply online and read more about his team at RPM.
Julian D. Hebron
Vice President, Mortgage Consultant
RPM Mortgage
office: 415.701.2638
julian@rpm-mtg.com
DRE License #01376428
Ole Tustin – US Bank
Service: US Bank provides SBA Commercial real estate loans for small business owners looking to purchase. The niche: $500,000 – $5,000,000 Loan Amount; Up to 90% LTV; Purchase and TI Finance; Must be 51% business owner occupied; Close in as little as 30 days.
Background: US Bank was the #1 SBA Bank Lender in the Bay Area in 2008 and has continued lending consistently in 2009. Ole joined US Bank SBA Division in 1998. He has been the #1 Producer in the Northwest for the past 9 years. He is known for his competence, sense of urgency, and being able to think outside the box. Ole received The Vanguard Award in 2009, which is based on production and borrower/coworker feedback. He graduated from Stanford with a degree in International Relations and Economics.
Ole Tustin, VP US Bank SBA Division 101 California Street, Suite 130 San Francisco, CA 94111 415-357-1767 Direct 415-595-4709 Cell ole.tustin@usbank.com
Peter Elting – Guarantee Mortgage
Pete joined Guarantee Mortgage, the nation’s largest independent mortgage broker, in 2002. Prior to joining the team at Guarantee Mortgage Corporation at the SOMA office. Pete worked as a loan officer for Triton Funding Group in San Francisco as a Mortgage Consultant. Pete’s education and prior experience in finance and investing have provided him with the tools and expertise to handle the complexities of residential loans and refinancing.
Service: Pete has a long history of successful investing, sales experience and a degree in Finance. He prides himself on his attention to detail, his commitment to customer service, excellent follow-through with his clients, and strong communication skills.
Education: Pete has lived in San Francisco since 1991. He is originally from Scarsdale, New York and is a graduate of the Wharton School of Finance at the University Pennsylvania. Pete is a San Francisco homeowner and has personally been through the home buying process eight times.
Peter Elting Senior Loan Officer Tel: 415-694-5520 Cell: 415-518-6535 pelting@gmwest.com www.peteelting.com
Steve Humphries – Citibank
Steve Humphries is a top producing lending consultant with Citibank’s International Banking Center, in downtown San Francisco. As a “direct lender” Citibank consultants have direct control of your loan pricing and direct access to the underwriting teams who are making the decisions on your loans. In the current tight credit environment, buyers need the assurance of a large financial institution like Citibank during the home buying process. Steve’s experience in the mortgage industry dates back to 1991, with Continental Savings of America, Wells Fargo Home Mortgage and now Citibank. After many years in the industry, Steve developed his “Purchase Power” software to accurately show buyers how a property purchase “cash flows” within their income structure and how different loan programs effect maximum purchase prices for buyers. For a no cost consultation, call Steve today.
Steve Humphries
Citibank
Lending Consultant
(C) 415-370-7280
(E) steve.humphries@citi.com
Eric Schleelein – Real Estate Financial Services
Eric Schleelein is proud to be a member of Suzanne Gregg’s team of real estate professionals. He has over twenty-five years of real estate sales and financing experience in the greater San Francisco bay area. Mr. Schleelein has earned achievement awards and special recognition for exceptional client service at Weyerhaeuser Mortgage, Grubb & Ellis, and Coldwell Banker. He is currently a senior loan officer with tenure at Real Estate Financial Services.Mr. Schleelein holds a Masters Degree in Real Estate Finance from Golden Gate University. He is also an experienced relocation specialist having worked with a wide range of Fortune 500 companies including Morgan Stanley, the Oracle Corporation, and Cisco Systems.Mr. Schleelein was selected to provide guidance, counseling, and mortgage financing for corporate executives at Charles Schwab Relocation. He is recognized as a real estate financing authority in the community through teaching engagements and seminars. Buyers at all levels of sophistication benefit from an objective discussion of financing options and proper planning. Whether you are a first time home buyer or a seasoned real estate investor, you’ll find value in the service provided by Mr. Schleelein. His success can be attributed to his analytical ability, a commitment to his clients, and the solid relationships he has forged in the mortgage banking industry.Mr. Schleelein is a member of the National Association of Mortgage Brokers and the California Association of Mortgage Brokers. He currently serves on the Board of Directors at the Janet Pomeroy Center (a non-profit organization that benefits people with disabilities) and is the former Treasurer and Chairman of the Finance Committee. Real Estate Financial Services is licensed by the California Dept. of Real Estate and is a member of the San Francisco Chamber of Commerce and the Better Business Bureau. The company was founded in 1988 by an experienced group of professionals consisting of underwriters, loan agents, and funding managers. In a market where money sources have been impacted, access to wholesale lenders and unconventional investors through Real Estate Financial Services provides borrowers with options and a greater possibility to qualify for a loan.Contact Eric Schleelein at 415-292-1983 For all of your real estate financing needs.
Mark Robbins – Lending Resources Group, Inc.
Mark Robbins has pioneered non-recourse financing for IRA investors since leveraged financing became available to the general public through a few select banks in 2004. He has obtained non-recourse loans, per IRS regulations, for many real estate investors from coast to coast. Mark is a preferred provider of the Pensco Trust Company for their clients who require non-recourse financing.
He graduated law school from Western State University College of Law. Mark is an entrepreneur and has operated several different businesses over the past 30 years. He has been a real estate investor and developer since 1982. He became a mortgage banker in 2002. Since then, Mark has generated more than $100 million in residential and commercial mortgages for homeowners and investors nationwide. Mark is currently Founder and CEO of Lending Resources Group, a company specializing in commercial financing.
If you have any questions about how to invest your IRA in real estate, please contact Mark at 415-309-1803 or by email: mark@lendingresourcesgroup.com.
You can also reference his website at: www.lendingresourcesgroup.com.
Mark Robbins Founder/CEO
Lending Resources Group, Inc.
415-309-1803
415-897-3381 fax
CFL #605 3988
www.lendingresourcesgroup.com
